USAble Life’s Accident Elite coverage pays a benefit directly to you or your beneficiary when you or a covered family member experiences loss due to a covered accidental injury. The plan allows you the option of choosing coverage to fit your individual needs. Accident Elite also includes: Coverage for accidental death, Coverage for accidental dismemberment, Annual wellness benefit, and other losses or treatments.


USAble Life’s Hospital Confinement coverage can help cover out of pocket deductible and copayment expenses; the plan can also provide supplemental benefits for inpatient hospital expenses. Hospital Confinement also includes coverage for: Daily Hospital Confinement, Annual Hospital Admission, Hospital Intensive Care Confinement, Emergency Accident, and Ambulance.


USAble Life’s Critical Illness coverage helps protect your family from the financial impact that can occur as the result of a heart attack, stroke or even cancer by providing lump sum payments directly to you upon the first diagnosis of one of the covered illnesses. Coverage is available for individuals and family members.